Mortgage tools for professionals

Mortgage Case Calculator

Enter your property and borrower details once — every calculation updates instantly.

Property

Property valuePostcode (optional)House name/number (optional — narrows HM Land Registry sale history to this specific property)Current mortgage balanceAdditional borrowing required

Borrower(s)

Applicant 1 date of birthApplicant 1 gross annual income

Household

Number of adultsDependent childrenMonthly credit commitmentsCouncil tax (£/month, optional — auto-estimated from postcode if left blank)

Mortgage

Proposed interest rate (%)Repayment typeRequested term (years)Lender max age assumption

Rental (for BTL)

Monthly rent (£, optional)Stress rate (%)

New loan

£150,000

Proposed LTV

50.0%

Loan-to-income

3.75x

Monthly payment

£877

Equity

£150,000

Current LTV

50.0%

Lending Calculator provides calculations and indicative information only. It does not provide mortgage advice, lending decisions or property valuations.

Tools for smarter lending decisions

Everything a broker needs to assess a case quickly, backed by real public data wherever possible.

Instant results

All calculations update in real time.

Built on real data

HM Land Registry and Council Tax — never fabricated.

A clearer picture

See the bigger financial picture, instantly.