Mortgage tools for professionals

Mortgage Case Calculator

Enter your property and borrower details once — every calculation updates instantly.

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Property

Property valuePostcode (optional)House name/number (optional — narrows HM Land Registry sale history to this specific property)Current mortgage balanceAdditional borrowing required

Borrower(s)

Applicant 1 date of birthApplicant 1 gross annual income

Household

Number of adultsDependent childrenMonthly credit commitmentsCouncil tax (£/month, optional — auto-estimated from postcode if left blank)

Mortgage

Proposed interest rate (%)Repayment typeRequested term (years)Lender max age assumption

Fees (optional)

For each fee, choose whether it is paid upfront or added to the loan. Fees added to the loan increase the loan amount, the monthly payment and the LTV.

Lender/product fee

Valuation fee

Application fee

Broker fee

Other feese.g. booking fee, telegraphic transfer fee

Rental (for BTL)

Monthly rent (£, optional)Stress rate (%)

New loan

£150,000

Proposed LTV

50.0%

Loan-to-income

3.75x

Monthly payment

£877

Equity

£150,000

Current LTV

50.0%

Lending Calculator provides calculations and indicative information only. It does not provide mortgage advice, lending decisions or property valuations.

Tools for smarter lending decisions

Everything a broker needs to assess a case quickly, backed by real public data wherever possible.

Instant results

All calculations update in real time.

Built on real data

HM Land Registry and Council Tax — never fabricated.

A clearer picture

See the bigger financial picture, instantly.